Saraswat Co-operative Bank statement PDF to Excel & Tally XML

Convert Saraswat Co-operative Bank (Saraswat) bank statement PDFs with Jemsky’s dedicated parser — not a renamed homepage and not generic OCR. This page documents the layouts we actually ship, the quirks that break other converters, and examples CAs see in the wild.

Saraswat Co-operative Bank statements that CAs actually receive are often image-only STATEMENT OF ACCOUNTS / BILL OF SUPPLY packs with SRCB identity. There is no reliable text layer. Jemsky runs OCR word geometry (Vision on macOS, Tesseract on Linux in production) and does not reuse the digital SBI plugin.

The algorithm finds a Particulars header co-located with Date, expands fused dates, bands rows by midpoint, repairs OCR narration fragments, and prefers Dr/Cr amounts when the printed total is truncated. That is how a 437-row scan still hits 100% audit on the golden sample.

This plugin returns 0.0 on normal digital Indian-bank text PDFs so it cannot hijack HDFC/SBI files. Exports Excel/CSV/Tally XML. Images are not stored after conversion.

Statement formats the Saraswat parser recognizes

• Image-only STATEMENT OF ACCOUNTS / BILL OF SUPPLY scans (SRCB): Date, Particulars, Instruments, Dr Amount, Cr Amount, Total Amount

Parser quirks specific to Saraswat

• Digital text PDFs score 0.0 — this plugin is OCR-only when Saraswat + statement layout is confirmed.
• Fused OCR tokens like 17-11-2025-KISHAN are split into date + particulars.
• Split balances (792, + 162.69) are merged; CR/DR suffix ignored for the numeric total.
• Narration repair joins fragments (/GAYAT + RI → /GAYATRI).
• Amount-first reconcile prefers Dr/Cr over a truncated Total Amount OCR.
• Stop at Totals / Closing Balance / END OF STATEMENT / PAGE.

Example narrations and how they export

• 22-page scanned CAGEN statement, 437 txs — Open 668,924.14 close 2,056,380.69, audit 100%.
• 17-11-2025-KISHAN — Date fused to name by OCR; Jemsky splits them.

CA workflow on Saraswat files

If a Saraswat PDF opens as photos of pages, this is the path. Allow extra seconds vs digital banks. Spot-check fused dates in Excel (name stuck to the date). Then Tally XML if the audit score is clean.

Exports and privacy

Every successful convert can download Excel (.xlsx), CSV, and TallyPrime / Tally.ERP 9 Payment and Receipt XML. Customer statement bytes never land in Jemsky’s database. Optional Tally Party Ledger Masters store ledger names you import — not this bank’s PDF.

1. Open the converter and upload the Saraswat PDF.
2. Leave Auto Detect on unless you know the exact layout name.
3. Confirm the financial audit equation matches the printed closing balance.
4. Export Excel for the working paper and/or Tally XML.

Frequently asked questions

How do I convert a Saraswat Co-operative Bank statement PDF to Excel?

Upload the Saraswat e-statement on jemsky.com/app. Auto Detect should pick the Saraswat plugin. Review Opening + Deposits − Withdrawals = Closing, then download Excel, CSV, or Tally XML. The PDF is parsed in RAM and discarded.

Can I import Saraswat Co-operative Bank statements into TallyPrime?

Yes. Export Tally XML and use Import → Transactions. Optional: import Master.json/xml and enable ledger suggest so Saraswat UPI/NEFT rows map to party ledgers instead of Suspense A/c.

Does Jemsky store Saraswat Co-operative Bank statement data?

No. Saraswat Co-operative Bank PDFs are not archived. Passwords unlock in memory only.

What is unique about the Saraswat parser versus other banks?

Digital text PDFs score 0.0 — this plugin is OCR-only when Saraswat + statement layout is confirmed. If a Saraswat PDF opens as photos of pages, this is the path. Allow extra seconds vs digital banks. Spot-check fused dates in Excel (name stuck to the date). Then Tally XML if the audit score is clean.

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